Upcoming Directives

UPCOMING DIRECTIVES

Distance Marketing of Financial Services Directive (EU) 2023/2673 

The Directive extends certain provisions of Directive 2011/83/EU, including those applicable to distance contracts for financial services. Under the new rules, all online traders, not only providers of online financial services, must offer a clear and user‑friendly online withdrawal function. This function must enable consumers to easily submit a withdrawal statement and notify the trader of their decision to withdraw from the contract. These requirements will apply from 19 June 2026.

Directive (EU) 2024/1799 on common rules promoting the repair of goods 

The Directive on promoting the repair of goods, adopted in June 2024 and applicable from July 2026, aims to encourage consumers to repair and reuse products rather than replace them, supporting the EU’s sustainability goals under the European Green Deal. It requires manufacturers of certain products to offer repairs, provide spare parts at reasonable prices, and avoid practices that block repair. It also improves transparency on repair services, introduces a European platform to help consumers find repairers, extends the legal guarantee after repair, and encourages Member States to promote repair through measures such as incentives or awareness campaigns.

Directive (EU) 2024/825 on empowering consumers for the green transition 

The Directive aims to help consumers make more informed and sustainable choices by providing clearer information on product durability, reparability, and legal guarantee rights. The rules also ban misleading environmental claims (greenwashing), unreliable sustainability labels, and unfair practices such as promoting early obsolescence. Overall, the Directive strengthens consumer protection and supports the green transition, with Member States required to apply these rules from September 2026.

Directive (EU) 2023/2225 on credit agreements 

On 20 November 2026 the new Consumer Credit Directive will replace the 2008 rules and strengthen protection for consumers. The new law ensures that consumer credit providers give clear information about the total cost of credit and properly assess whether consumers can afford to repay before granting loans. It also extends protection to more types of credit, including small loans and buy-now-pay-later schemes, helping consumers make safer and better-informed borrowing decisions.

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